FREQUENTLY ASKED QUESTIONS

Clear answers. No fine print.

Everything you need to know before working with Prince Repair — organized by topic and written in plain language.

ONBOARDING

Getting Started

Every engagement begins with a private consultation. We review your credit profile, discuss your goals, and determine whether Prince Repair is the right fit before anything else.

Yes. We operate from New York City and serve clients nationwide with the same standard of precision and care.

Recent copies of your credit reports from the three major bureaus if available. If not, we’ll guide you through pulling them at no cost.

THE PROCESS

Process & Timelines

Many clients see meaningful movement within 30–60 days, though timelines depend on the complexity of your individual credit profile and how the bureaus respond.

We challenge inaccurate, outdated, and unverifiable items — including late payments, collections, charge-offs, bankruptcies, and inquiries — under federal consumer protection law.

Yes. You’ll have a dedicated advisor who provides updates at every meaningful step in your engagement.

PRICING

Pricing & Payment

Two structured options: a payment plan of $250 down plus $250 per week until $1,500 is paid in full, or a one-time $1,500 pay-in-full option. No hidden fees.

No. Both options include the same scope of work, and the payment plan stops automatically once $1,500 is reached.

We operate in full compliance with federal and state credit repair laws, including applicable refund provisions. We discuss all terms clearly during your consultation.

EXPECTATIONS

Compliance & Expectations

Yes. Your right to dispute inaccurate, outdated, and unverifiable items is protected under the Fair Credit Reporting Act (FCRA) and related federal consumer laws.

No ethical credit repair firm can guarantee specific score outcomes. What we guarantee is disciplined process, transparent communication, and federal-law-grounded strategy.

Credit restoration works best alongside healthy credit behavior. We’ll help you understand which habits protect your results and which can undo them.

Ready to Take the First Step?

Book a private consultation and let's build your plan for a better future.

SCHEDULE YOUR CALL